Order with confidence,
pay as you go

Inventory funding for Australian ecommerce brands

Get Funded Today

We pay your supplier upfront

You repay over 8-12 weeks

Approval in minutes

TRUSTED BY AUSTRALIAN BRANDS

NO PERSONAL GUARANTEES

FAST DECISIONS

How it works

We buy your stock, You pay us back

1.

Send your supplier invoice

Place your order and upload the invoice.

2.

We pay your supplier upfront

Your order is funded so your cash stays free for growth.

3.

You repay as you sell

Once stock arrives, repay over 8-12 weeks.

How Cogsflow Works

Over $10 million in inventory funded

Apparel & Accessories

IDA Heila Elite

Purple / US 9
Price $238

Founder Laura Youngson

"We have been able to develop and produce products faster than if we had waited for revenue"

Home & Living

A5 memobottle

1080ml / 36oz
Price $95

Jesse Leeworthy & Jonathan Byrt

"Revenues have increased by 300% since working with cogsflow, which is no coincidence"

Pets & Outdoor

Memory Foam

Puffer Nutmeg
Price $299

Founders Andy & Brad

"Cogsflow has been seamless, the onboarding process was fast & efficient..."

Food

Manuka Raw Honey

1080ml / 36oz
Price $95

Founder Hayden Brass

"The simplicity and reliability of Cogsflow has made it our preferred purchasing method"

Home & Living

Candle 'Flame No.1'

Soy Wax Candle
Price $35

Founders Bec & Sam

"We have been able to develop and produce products faster ... making it much easier for us to go national"

Home & Living

The Kabuki Brush

Bristle Retractable
Price $44

Founder Erika Geraerts

“Cogsflow has been instrumental in supporting Fluff's growth since 2023.”

Is Cogsflow right for your brand?

Trading for over 6 months with an ABN or ACN

Generate over $10,000 AUD 🇦🇺 per month

Australian ecommerce store

I'm EligibleI'm just getting started
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Every ecommerce journey is different. Whether you’re just starting out or building momentum, Cogsflow helps you bridge the cash flow gap and keep growth on track.

How to Apply

1.

Apply for credit

Provide your business details and financials securely.

2.

Get your funding limit

We review your ecommerce metrics and set you credit limit.

3.

Fund your next inventory order

Upload your supplier invoice.
We pay them directly.

Set Up Your Account

One simple fee.

No hidden costs.
No equity, no personal guarantees.

Just Simple, flexible funding that keeps you growing

Get Funded Today

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We acknowledge the Traditional Custodians of the land on which we work and live. We pay our respects to Elders past and present, and extend that respect to all Aboriginal and Torres Strait Islander peoples.
We acknowledge the Traditional Custodians of the land on which we work and live. We pay our respects to Elders past and present, and extend that respect to all Aboriginal and Torres Strait Islander peoples.